efficiency in the risk management

Our dedicated team has developed considerable experience in Clinical Trials Liability and Medical Malpractice Insurance.

We offer our clients tailor-made solutions on the Italian and international Insurance market, supporting them also with a top quality claims management service that guarantees a rapid damage assessment. 


Our Clinical Trials policies provide optimum conditions in accordance to the Ministerial Decree of 14 July 2009; in particular:


  • Policyholder (sponsor)
  • Investigation coordinator
  • Investigators and their collaborators
  • Monitors
  • Ethics Committee


  • 24 months for the occurrence of the claim
  • 36 months for the submission of the claim


  • € 5 million for Protocols up to 50 patients 
  • € 7.5 million for Protocols from 51 to 200 patients
  • € 10 million for Protocols over 200 patients
  • 1 million per patient

    EXCESS: none

Effective Risk Management solutions within a comprehensive and integrated programme in line with specific competencies and responsibilities and in compliance with regulatory standards (e.g. Law No. 24 of 8 March 2017 – Gelli-Bianco).


  • Freelance doctors and public health service or private healthcare employees
  • Healthcare and social-healthcare centres
  • Diagnostic rehabilitation centres and outpatient clinics


  • Civil and criminal defence costs


  • identification of dangers and potential threats
  • definition and quantification of hypothetical risk scenarios
  • formulation of more suitable countermeasures
  • transfer of risks to the insurance market, in line with European and national regulations (e.g. Decree of 8 March 2017 – Gelli Bianco)


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STATEMENT PURSUANT TO ART 13 OF THE European Regulation 679/2016 (hereinafter “GDPR”)

Pursuant to art. 13 of the GDPR and in relation to your personal data provided by you directly, we inform you of the following. 1. The owner of the personal data you provide us directly is banchero costa insurance broker spa. For any communication you can contact our company in the person of Dr. Pierangelo Serafini appointed as Data Protection Officer: Tel. 0105631700 - email address: privacy @ bcinsurance.it - ​​Pec: bcinsurancebroker@legalmail.it. 2. The processing to which your personal data will be subjected is directed: a) our company to carry out all activities related to and instrumental to mediation in insurance matters with insurance and reinsurance companies for the purpose of concluding the contract; b) assistance to the insured during the term of the insurance relationship and in the management of any claims. 3. The processing of your data, for the purposes referred to in art. 2 a), it is necessary for the execution of the contract of which you are a party or for the execution of pre-contractual measures (Article 6 paragraph 1, letter b GDPR) and to fulfill legal obligations (Article 6 paragraph 1, letter . c GDPR). 4. The processing of your particular data pursuant to art. 9 of the GDPR (data relating to health - etc.), for the accomplishment of the purposes referred to in the previous art. 2, can only take place with your express consent. 5. The processing of your data for the purposes referred to in art. 2 lett. b) can only take place with your express consent. 6. In the cases referred to in Articles 4 and 5, your consent may be revoked by you at any time by sending a communication to the following email address: privacy@bcinsurance.it. The withdrawal of consent does not affect the lawfulness of the processing carried out before such withdrawal. 7. The provision of data by you is: - for the purposes referred to in art. 2 lett. a), a legal and / or contractual obligation and failing that, the contractual relationship cannot be started or continued with the consequent impossibility of having you conclude the insurance and / or reinsurance contract; - for the purposes referred to in art. 2 lett. b), optional and failing that, it will not be possible to provide assistance during the validity of the insurance relationship 8. Your personal data, for the purposes indicated above, may be disclosed to the following categories of subjects: insurers; co-insurers; reinsurers; agents; sub-agents; producers; insurance brokers; banking institutions; postal administration; professional firms and consultancy companies for the performance by these subjects of assistance services in accounting, tax, IT and for the management of disputes. 9. Your personal data will be kept for the time necessary to fulfill the purposes specified above and, in any case, for no more than 10 years from the termination of the contractual relationship with our company. 10. You have the following rights: - to ask the data controller for access to personal data (Article 15 of the GDPR) and the correction (Article 16 of the GDPR) or the cancellation (Article 17 of the GDPR) of the same or the limitation of the processing concerning him (art. 18 GDPR); - to oppose their treatment (Article 21 GDPR), in addition to the right to data portability (Article 20 GDPR); - to lodge a complaint with the Privacy Guarantor. banchero costa insurance broker s.p.a.
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